Get your business rolling with Loans up to $250k.
Access to cashflow, managing cashflow and protecting business against debtor risks are the core challenges facing business. With fast and easy unsecured cashflow finance you can access up to $250k to get your business back on track. Get business loans without painful paperwork or waiting in queues.
Business Finance we can help you with
What is Debtor Finance used for?
Only 12 percent of small businesses request upfront payment. Invoice Discounting helps the other two thirds (67 percent) taking up to a week to issue an invoice and one in 10 invoicing more than a week after work has been completed.
What is an Unsecured Business Loan used for?
Unsecured Business Loans are perfect to pay for marketing, finance unexpected expenses, tax bills, or to fund other business needs.
What is a Business Overdraft used for?
Get a business overdraft facility to cover the cash flow shortfalls or when your business needs extra time to complete orders and can be used to make purchases.
What is Equipment Finance used for?
Equipment Finance is ideal for assets like a business car, manufacturing equipment, computer software and hardware and most items that can readily be re sold..
What is a Short Term Business Loan used for?
Same day business loans are often term and are best used when fast business finance is needed to pay for unexpected bills but can be repaid quickly.
What are Low Doc Business Loans used for?
The time to use a no document business loans is when you dont want to provide full business documentation or they are not available.
What to consider when getting Business finance?
These fundamentals will have a big impact on:
Match Finance Type
You can cover fluctuations in working capital with flexible short term low doc business loans or an overdraft but if you’re making a big purchase you’ll need a long term loan with a repayment schedule that matches your cash flow.
Safeguard Your Cashflow
Maintaining cash flow is one of the biggest challenges faced by any small business, so it’s vital that you have funds available when you need them but be aware that you’ll pay more for at-call financing like an overdraft, which gives you access to funds whenever you need them.
The risk dictates the rate
To successfully secure financing you’ll need to convince a lender that you are a good risk (as per how they determine this) to get the lowest interest rates.
For some types of low doc loans, you’ll need to offer security, such as your property. With any financing application you’ll have to provide full financial data about your business – and a realistic repayment schedule that takes into account factors such as seasonal fluctuations in turnover, and the risk of late payment by your customers.