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Cashflow & Budget Forecast | Oyster Hub

Know your business numbers for future growth forecast

Smart Business Cashflow & Budget

Why Knowing your Cashflow is important!

No one likes spreadsheets. Keeping your cashflow & budget forecasting and reporting up to date can be a challenge. Here at Oyster Hub we use Cloud Based Accounting Platforms that can track your business cashflow, predict your cash inflows and outflows in real time. No need to wait days to visit an accountant.

Real time Cashflow & Budget forecast is essential for your business to stay ahead and improving your cash flow not only makes it easier to plan and budget for future growth, but it also gives you the money you need to handle day-to-day business fluctuations.

Key reasons why a cash flow forecast is so important:

Keep track of your short term and long term cash

Forecasting helps apply tax planning strategies early

Identify potential shortfalls in cash balances in advance

Make sure that the business can afford to pay suppliers and employees.

Spot problems with customer payments 

Ensures a business can meet short and long term obligations

Track Your Business Performance

See your future

Get full control of your business by monitoring cashflow daily, weekly or monthly, and use your projections to move forward confidently.

Eliminate surprises

Never be surprised again. We'll notify you immediately of any unexpected bills, overdue payments or out-of-cash predictions.

Make quicker decisions

Understand your cash flow with a simple, yet powerful heatmap of daily cash balances, highlighting any forecasted cash flow shortfalls.

Explore scenarios

Buying new equipment? Starting an expansion? Need a loan? See the cash flow impact before you make the decision.

Collaborate together

One business system that integrates with cloud community apps for easier accounting, tax reporting.

Save on Tax

Knowing you future revenue forecast helps  implement tax saving strategies early so you can save on tax

We hate it when businesses fail

80% of small business fail in 5 Years due to low cashflow

0 %

Small Business Fail in First 3 Year of Operation due to Cashflow

0 %

Thought They Were Making Money without Cashflow Forecast

0 %

Small Business that Failed Had Less Than 20 Employees

6 secret ways You Can Improve Your Cashflow

Step 1

Cashflow forecast

Creating a cash flow forecast enables you to predict peaks and troughs in your cash balance and facilitates you in the ability to make decisions surrounding your business that will help minimise any negative effects and maximise all positive effects.

Step 2

Set up a payment policy

Introducing a payment policy will speed up the cash coming into your business and help you grow your business.  Hence by having yourself a payment plan this will ensure you get paid as soon as possible.

Step 3

Stretch out payables

Negotiate with your vendors to pay them within 30 to 90 days.  This will enable you to have more time to collect receivables from your clients to be able to pay your vendors comfortably.

Step 4

Cloud Accounting

Don't let invoices pile up.  Automating your fundamental business processes will speed up the inflow of cash into your business whilst also help you keep better records of cashflows.  Using Oyster Hub's cloud accounting software's will help you manage all your billings and access the entire records for your business from any device.

Step 5

Access Cashflow credit

If your business is growing rapidly and you gain access to projects for large prospective clients.  Gaining access to short term credit from a financial institution to help facilitate the progress of the venture may be necessary and thats where you would want to be in contact with the best financial advisors!

Step 6

Proactive Accountant

Finding a proactive accountant will help you take your business to the next level.  Your proactive accountant will take an active role in helping to stimulate growth within your business whilst keeping you constantly engaged and growing as an owner too.

FAQ - Cashflow & Budget

Cash flow forecasting is an important business process that can create huge opportunities if done correctly but can cause a lot of distress for your business if ignored. Budgeting and forecasting your cash will help you visualise cash surpluses and shortages against your plan and help you determine the pathway to follow as you head into the future.

Cash Flow Forecasting is constantly changing and keeping up to date with it manually can cause significant headaches.  This leads to neglect and unproductive work coming into existence.  However via automation we have been able to minimise this problem for you.

The Statement of Cash Flows can help you understand:

  • Are you in cash surplus or deficit?
  • Did your cash levels drop because you were investing too much or because you were spending too much?
  • Did any loans you had improve your periodic cash flow or prove detrimental??

Your business generates cash in many different ways. The Statement of Cash Flows breaks it down into three main sections:

  • Cash Flows from Operating Activities shows what cash has come in and gone out as a result of the main business activities, (such as receipts from customers, payments to suppliers, wages paid to employees and so on.)
  • Cash Flows from Investing Activities includes things such as payments for new assets like office equipment or a new company vehicle. It also includes receipts from the sale of assets, and any investments made.
  • Cash Flows from Financing Activities shows any loan repayments, proceeds from new loans, or money invested into the business or taken out by the owners.
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