How Oyster Hub Team Navigated Through The COVID-19 Pandemic With QuickBooks Online
Working Capital Options for You
By Adarsh Dutt

Working Capital refers to the amount of cash your business procures after accounting for short term debts. It helps judge the financial health of your business – a simple way to assess your performance at any time.
Why growth can lead to cash flow problems
Although ironic it is quite often a problem for small businesses that are growing too fast. If you are offering all your clients a 30 or 60 or even 90 day credit term period you may be just increasing your accounts receivable without increasing your cash inflow, which can negatively impact your cash-flow.
Access Additional Working Capital
- Unsecured Business Loans -> short term facility to give you access to funds up to a certain limit for business expenses
- Line of Credit -> access funds up to a certain limit and only pay interest on amount of money you use
- Invoice Finance -> access funds using accounts receivables ledgers as collateral
- Hire Purchase -> Used to buy plant, machinery and equipment for business
- Personal Loans -> Bridge Cash Flow gaps
It’s great that Australian businesses have lots of choice when it comes to accessing additional working capital that can help your business grow prominently. To understand the in depths about your businesses working capital feel free to get in contact with one of our experts and book your free discovery call.
Related Article
Adarsh Dutt
Need help with your Business & Finance?
Sign Up for Our Latest News
Get in Touch (02) 9158 5444